11.12 이슈 정리

https://www.hankyung.com/economy/article/2021111111937
[속보] 11월 1∼10일 수출액 183억 달러…전년비 29.3% 증가
- 반도체, 석유제품, 승용차, 정밀기기 등 수출액 증가, 무선통신기기, 선박 등의 수출액은 감소 
- 11월 1일부터 10일까지 수입액은 작년 동기 대비 59.0% 증가
- 소득의 70% 저축 + 보금자리론(소득 연 7000만원 이하, 주택가격 6억원 이하 등의 조건을 갖추면 3억원까지 대출 가능), 최저 연 2.25% 금리로 대출 가능

https://www.hankyung.com/economy/article/202111111252Y
한화큐셀, 미국 텍사스서 ESS 단독 단지 첫 개발 나서

https://www.hankyung.com/economy/article/202111111178Y
미국 물가급등에 바이든까지 등판…금융시장도 '흔들'

https://www.hankyung.com/international/article/2021111131961
"美 근원물가 7% 넘을 수도"…Fed 금리인상 시계 더 빨라질 듯
- 미국의 10월 소비자물가(CPI)는 지난해 같은 기간보다 6.2% 상승
- 음식과 에너지를 뺀 근원 CPI도 전년 동기 4.6% 상승
- 전문가들은 금리 인상을 서둘러야한다고 한마디
- 아직은 금융시장이 상승세를 유지할 것
1) 미국의 10년 만기 국채 수익률 급등, 그러나 3월 말 기록했던 올해 최고치보다는 낮은 수준
2) 기업들이 잇따라 좋은 실적을 내고 있음

https://www.hankyung.com/realestate/article/2021111132341
오피스텔 투자 열기 역대급…2030 '패닉바잉' 나섰다
- 아파트 규제에 따른 '풍선효과'
- 12일부터 바닥난방 규제까지 완화
- 오피스텔 담보인정비율, 통상 1금융권 70~80%, 2금융권 90%
- 오피스텔은 청약할 때 보유 주택으로 간주되지 않는다.

https://www.hankyung.com/economy/article/2021111131311
"국민 원하면 원전 빠진 탄소중립안 재고해야"

https://www.hankyung.com/it/article/2021111130851
실적 반토막 엔씨도 벌떡…'NFT 게임' 게임체인저 되나
- 게임사 새 먹거리 '플레이투언'
- 아이템, 가상화폐로 교환 현금화
- 위메이드의 관련 콘텐츠 흥행이 NFT 자극, 게임 내 아이템 '흑철' 10만개를 채굴하면 코인 '드레이코' 1개로 바꿀 수 있게한 것
- 컴투스도 플레이투언 방식

https://www.hankyung.com/it/article/2021111114837
"이 어려운 걸 삼성이 해냈다"… '최고 발명품'에 선정된 제품
- 폴더블폰 '갤럭시Z플립3', 스마트폰으로 유일하게 최고의 발명품

https://www.hankyung.com/it/article/2021111130791
중국인 3명 중 1명이 썼다…매출 대박 난 한국 기업
- 3분기 누적 매출이 작년 한 해 매출에 육박, 코스맥스가 중국에서 올해 생산한 화장품은 5억 개에 이를 전망
- 오프라인에서 온라인으로 전환

https://www.hankyung.com/international/article/202111111974i
'한국 게 섰거라'…日 정부, 작정하고 반도체 산업 지원한다 [정영효의 일본산업 분석]
- 일본 정부가 외국 반도체 회사가 일본에 공장을 신설할 때 뿐 아니라 기존 반도체 공장을 업그레이드하는 기업에도 보조금을 지원
- 투자비의 절반을 일본 정부가 분담하는 대신 반도체 수급상황이 나빠지면 증산을 요구할 수 있고 일본에 우선 공급한다는 조건이 붙음, 조건을 위반하면 보조금의 반환을 요구할 수 있음

https://www.hankyung.com/international/article/202111111789i
아디다스 "가격 5% 인상할 것"…공급난 직격탄 맞았다

https://www.hankyung.com/car/article/2021111133912
롯데정밀화학, 요소수 1만9,000t 확보…대란 일단락

https://www.hankyung.com/car/article/202111113333Y
기아 2035년 유럽서 전기차만 판매…'2045 탄소중립 전략' 공개(종합)

https://www.hankyung.com/economy/article/2021111132331
대출 규제·기준금리 상승…예대금리차 2.1%P '11년 만에 최대'
- 부동자금 유입에 유동성 넘쳐, 예금금리는 연 1% 초반 게걸음
- 신규취급액 기준 예대금리차는 예금, 대출금리 시황을 가장 잘 반영하는 지표, 이 수치는 2019년 1.3%포인트대까지 떨어졌다 지난해부터 급격히 상승세
- 하반기부터 금융당국의 신용대출 규제가 시작, 대출금리 상승

https://www.hankyung.com/economy/article/2021111130891
삼성 '반도체 패키징'도 초격차…HBM 6개 탑재 솔루션 개발
- 실리콘 미세회로 기판 위에 CPU, GPU 등의 로직 반도체와 HBM을 함게 배치 , TSV를 통해 칩과 칩을 관통해 이어 붙인 것도 H - 큐브의 특징 중 하나 
- 패키징 기술 개발에 열을 올리는 것은 개별 칩이 아니라 '칩 패키지;를 주문하는 고객사가 늘고 있기 때문

https://www.hankyung.com/economy/article/202111113493Y
상한가 엔씨소프트, '큰 손' 개인투자자 1명이 50만주 순매수